The Signia Invest

General Investment Account

Create your own portfolio by investing as much or as little as you like into one or a blend of our investment strategies

View Portfolios

When investing, your capital is at risk. Learn more about risk here

Features of the Signia Invest General investment Account

How you could be making your money work harder?

1

No Limits

As this is a general investment account, there are no limits to how much you can invest - great for those who have already used their tax-free allowances.
2

Invest from £500

You can open a General Investment Account with as little as £500. Regular Contributions can be set up from £50 per month.
3

Strategy

A choice of three investment strategies to suit your needs, each managed by an award-winning investment team
4

Control

Contribute lump sums as and when you want or set up regular payments. Flex amounts between the strategies, helping you cater for your short and long term needs at the same time.
5

Online Platform

The Signia Invest Platform makes life less complicated. It is a secure online account that brings your investments together in one location making it easier for you to review the performance of your account, top up investments, or withdraw amounts when you need to.
6

Eligibility

Accounts can be opened in individual or joint names. You must be over the age of 18 to open a GIA.

Investing may not be right for everyone. Tax rules can change and benefits depend on individual circumstances. Past performance is not a guide to the future.

You've worked hard for it, now let your money work hard for you

At Signia Invest we want to make investing straightforward from beginning to end. General Investment Accounts don’t come with the tax efficiency of our other services but can be useful for those who have used their limits/entitlements already.

If you are looking for an investment account that offers a fast, simple and easy solution for investing your money over the medium to long term the GIA could be right for you. It involves more risk than a general savings account, however the potential for growth is greater.

 

 

Before you join...

  • Register online for your Signia Invest account
  • Choose your portfolio based on the the level of risk and targeted return
  • Fund your account

Once you're with us...

  • Sit back and let our award-winning investment experts manage your money
  • Review performance or manage your account using our online platform
  • Reach out now using the web-chat button below.

Thought General Investment Accounts had to be risky?

Check out our Sovereign Strategy – designed by our experts, finally giving you a better alternative to cash deposits.

Business man drinking coffee from signia invest red coffee cup
Signia Invest General Investment page showing on a mobile phone

The Signia Invest General Investment Account - start investing in your future

Signia Invest footer logo in white

Why choose Signia?

Experience

With more than 180 years of industry experience amongst them, our team are experts in risk management, fund selection and derivative markets. Our aim is to develop and maintain trust, and that can only be achieved by meeting your expectations and delivering consistent performance.

Flexibility

To make saving easy we'll invest for you through a stocks and shares ISA, SIPP or General Investment Account set up to suit your tax preferences. If you are looking for a straightforward, low-cost way to invest and grow your money, then you don't need to look any further.

Easy Investing

We offer a choice of portfolios designed to give you one-stop access to markets. Simply select the investment strategy that suits your investment goals and attitude to risk.

Choose the right portfolio for you

  • Signia Invest enables you to tailor your choice of portfolio to match your investment goals and individual needs.

  • Flex amounts between the strategies, helping you cater for your short and long term needs at the same time.

Portfolios are a collection of investments and are run by our team of leading experts.

Choosing between the three Signia Invest Portfolios

Sovereign Portfolio

Targeted Return: 2%

This strategy is suitable for investors who can accept a low to moderate level of risk and are looking for easy access to their cash, targeting an annualised return in excess of 2%
above cash*

InvestCalculate Returns

Conservative Portfolio

Targeted Return: 3-6%

The strategy is suitable for investors who can accept a low to moderate level of risk and who are seeking a combination of mainly income and some capital growth over a time horizon of at least 3 years

InvestCalculate Returns

Balanced Portfolio

Targeted Return: 5-7%

The strategy is suitable for investors who can accept a moderate level of risk and who are seeking to focus on generating income whilst also aiming to grow the capital value over a time horizon of more than 5 years

InvestCalculate Returns

*Cash is measured by the Bank of England’s interest rate benchmark, SONIA.

Risk Management

Most types of investment involve some form of risk. With Signia Invest our portfolios give you access to a variety of investment strategies each carrying a different risk weighting.  You’ll see a time horizon attached to each risk weighting, meaning shorter term options carry less risk whilst medium and longer term slightly more.

Each of these strategies are designed to take the least amount of risk possible for your desired return and time horizon. Their value and the value of any income generated from them may fall as well as rise.

Signia Invest combine experience with expertise and fresh thinking. We are experts in risk management. Our aim is to develop and maintain trust, and that can only be achieved by meeting your expectations and delivering consistent performance.

For full details visit our risk page

Umbrellas hovering over street

The Signia General Investment Account  – take control of your future

*All investment comes with risk. The value of your portfolio with Signia Invest can go down as well as up and you may get back less than you invest.
Investing may not be right for everyone and tax rules may change in the future.

Signia General Investment Account FAQ

Full the full FAQ section on the Signia Invest General Investment Account visit our dedicated FAQ page

Is the GIA right for me?

If you are looking for an investment account that offers a fast, simple and easy solution for investing your money over the medium to long term the GIA could be right for you. It involves more risk than a general savings account, however the potential for growth is greater.

As your attitude to risk and financial objectives can change you can switch the investments accordingly to reflect these.

Who can open a GIA?

Accounts can be opened in individual or joint names. 

You must be over the age of 18 to open a GIA.

What is the minimum contribution?

Minimum Lump Sum £500

You can also choose to top up your accounts with regular contributions of as little as £50

What is the maximum contribution?

There is no limit as to how much you can contribute to the GIA.

Can I transfer an existing Account to the Signia Invest GIA?

Yes. You can transfer an account held with other providers into the GIA. Signia Invest does not charge you for transferring your account across however your existing plan manger may apply exit charges (you will need to contact your current provider to find out what the exit charges may be).