Available share classes: GBP, EUR, USD
Signia
Sovereign Fund
Investment objective
To increase the value of your investment by more than 1% above cash a year, net of fees, over any 3 year period. Cash is measured by the Bank of England’s overnight interest rate benchmark, The Sterling Overnight Index Average, or SONIA.
The increased value comes from a combination of income, which is money paid out of investments such as interest from bonds and dividends from ETFs (exchange traded funds), and capital growth, which is profit on investments held. There is no certainty that the aim of the Fund will be achieved.
View full GB factsheet and additional documents
The risk indicator assumes you keep the product for 3 years. The actual risk can vary significantly if you cash in at an early stage and you may get back less than you invested.
Suitability
Investments are suitable for retail investors whose investment requirements are aligned with the objectives, policies and risk profile of the Fund.
Composition
| Asset allocation ranges (%) | |
|---|---|
| Cash | 0 - 10% |
| Fixed Income | 90 - 100% |
| Currency Allocation Ranges | |
|---|---|
| GBP | 100% (Fully Hedged) |
Typical Asset Allocation
Credit Rating Allocation
Yield Curve Allocation
Fund Performance Summary
As at March 2024
This is a new fund (Inception – 14th December 2020) however, Signia has been running the strategy since 2015.
See the funds simulated historic performance below.
MTD
Performance
1.10%
YTD
Performance
-0.10%
3Y
Rolling:
2.36%
Since
Inception
19.06%
Historical Performance
Annual Returns
Source: Bloomberg, Signia Wealth. Data as of 28.03.2024.
Fund performance prior to December 2020 is simulated performance based on the Funds actual holdings and weightings set by the prospectus’s strategic asset allocation and is shown net of fees. Past and simulated performance is not a liable indicator of future performance. Indices are unmanaged and exclude fees.
How can we help?
If you would like to know more about how Signia Invest can help with your investment or financial planning needs, contact our team today.
A diversified fund of high quality fixed income securities designed to provide a solution for cash
Investing in highly liquid government-backed securities in public markets with intra-day pricing. Ring-fencing of assets away from high street banks where cash deposits carry balance sheet risk
*Overnight risk free interest rate N.B. While volatility is expected to be very low, the value of your investment may fluctuate and there can be no assurance that targeted returns will be realised.
For many, cash deposits
are a lost opportunity
to grow their wealth
Many investors remain in cash because they are worried about the current market conditions. As a consequence, they have seen their capital erode and have suffered important opportunity costs over time.
We’re challenging the market with The Signia Sovereign Fund
Strategy and Holdings
The strategy invests only in high quality investment grade sovereign and supranational bonds.
The fund will always carry a very high quality average credit rating of between AA- and AAA to protect capital and minimise credit risk as much as possible
We focus on combining country selection with yield curve management in order to generate returns in excess of the sterling overnight risk free interest rate
| Features | Cash Deposits | Signia Sovereign Fund | |
|---|---|---|---|
| AA- Credit Rating |  |  | The fund will always carry an average credit rating of between AA- to AAA. That rating is higher than the majority of UK high-street banks. |
| Inflation Protection | | | Persistently low cash rates on deposit accounts mean an investor’s capital is likely to be eroded by inflation, whereas the Signia Sovereign Fund targets a return of 2% above cash. |
| Diversified Risk | | | Risk is diversified across a number of different governments, countries and underlying securities as opposed to the concentrated counter-party risk of an individual bank. |
| Liquidity | | | The product is highly liquid; you are able to withdraw your funds. Many deposit accounts are fixed for 90 - 120 days. |
| Ring-fenced Securities | | | Cash deposits are vulnerable to a bank’s balance sheet risk, whereas money in the Signia Sovereign Fund is ring-fenced. |
To understand whether this fund is suitable to you, please seek further investment advice. A Key Investor Information Document and an English language prospectus for the IFSL Signia Funds are available free of charge via the Signia Invest website www.signiainvest.com or at www.ifslfunds.com. Investors should consult these documents before purchasing shares in the fund.
The information in this document is for general purposes only and should not be construed as any type of solicitation, offer, or recommendation of any investment, engage in any transaction or make use of the services of Signia Invest. The performance shown above (net of management fees) .
Performance is simulated performance based on the funds actual holdings and weighting by the prospectus’s strategic asset allocation. Information in relation to past performance is not an indication of future performance. Any targeted returns set out in this document are provided as an indicator and are not intended to be viewed as a representation of likely performance returns. There can be no guarantee that targeted returns will be realised and there is no guarantee as to the quality of the investment or a representation as to the adequacy of the methodology for estimating returns. The information and opinions enclosed are subject to change without notice.
No responsibility is accepted to any person for the consequences of any person placing reliance on the content of this document for any purpose. No action has been taken to permit the distribution of this document in any jurisdiction where any such action is required. Such distribution may be restricted in certain jurisdictions and accordingly, this document does not constitute, and may not be used for the purposes of, an offer or solicitation to any person in any jurisdiction were such offer or solicitation is unlawful.
IFSL are the ACD for the fund, Investment Fund Services Limited is authorised and regulated by the Financial Conduct Authority (Reference No.464193) (www.fca.org.uk). It is registered in England and Wales (Company Registration No. 06110770). Registered office: Marlborough House, 59 Chorley New Road, Bolton, BL1 4QP.
Signia Invest is a trading name of Arbion Limited.
This document has been approved and issued by Arbion Limited, Authorised and regulated by the Financial Conduct Authority FCA Registration No 513138. Registered in England and Wales No 7044573. Registered office One Connaught Place, London, W2 2ET
