Signia Invest
Personal Pension (SIPP)
Open the door to a better retirement with a Self Invested Personal Pension
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When investing, your capital is at risk. Learn more about risk here
A SIPP may not be right for everyone and tax rules may change in the future.
Open The Signia Invest Pension (SIPP) – take control of your future
- Ready made portfolios to match your appetite to risk
- Managed by our awarding winning team
SIPPs can be an attractive home for existing pension pots currently tied up in other schemes.
If you’ve worked for several employers, you’re likely to have multiple pensions, and bringing them together may reduce fees and give access to better investment performance.
Why choose Signia Invest for your Pension?
Choose the right portfolio for you
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Signia Invest enables you to tailor your choice of portfolio to match your investment goals and individual needs.
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Flex amounts between the strategies, helping you cater for your short and long term needs at the same time.
Portfolios are a collection of investments and are run by our team of leading experts.
Open The Signia Invest Pension (SIPP) – take control of your future
- Ready made portfolios to match your appetite to risk
- Managed by our awarding winning team
Saving for retirement
Investing your money into a pension is a great way to save for your retirement, there are numerous benefits to investing into a pension however one of those benefits is that you get a boost from the government of up to 45% and every UK resident under the age of 75 qualifies.
A Self Invested Personal Pension or SIPP is one type of pension that lets you choose all of your own investments.
They are a good option for people who want to gather all of their pensions into one pot before they retire.
The Signia SIPP
Signia are a private investment office and we are regulated by the FCA in the UK and the SEC in the USA. Choosing to invest with us gives you access to our team of highly motivated people who generate the best outcomes for our clients. We have relevant expertise across risk, accountancy, law, tax and compliance as well as investing.
Our highly experienced board provide corporate governance includes – Paul Lester CBE (chairs 3 FTSE 250 companies) and Ruby Parmar (former Senior Partner PwC).
Risk Management
Most types of investment involve some form of risk. With Signia Invest our portfolios give you access to a variety of investment strategies each carrying a different risk weighting. You’ll see a time horizon attached to each risk weighting, meaning shorter term options carry less risk whilst medium and longer term slightly more.
Each of these strategies are designed to take the least amount of risk possible for your desired return and time horizon. Their value and the value of any income generated from them may fall as well as rise.
Signia Invest combine experience with expertise and fresh thinking. We are experts in risk management. Our aim is to develop and maintain trust, and that can only be achieved by meeting your expectations and delivering consistent performance.
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The Signia ISA
Invest up to £20,000 a year tax-free* or transfer unlimited amounts from an existing ISA account.
*Tax rules can change and are dependent on your circumstances.When investing, your capital is at risk. Learn more about risk here
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Signia General Investment Account
General Investment Accounts don’t come with the tax efficiency of our other services but can be useful for those who have used their limits/entitlements already.
Signia’s General Investment Accounts aren’t like the rest, our award winning strategies are easily accessed via our online platform.
Start investing the smart way today.
Signia Invest SIPP FAQ
Full the full FAQ section on the Signia Invest ISA visit our dedicated FAQ page
What is a SIPP?
A Self-Invested Personal Pension or SIPP is a tax-efficient* investment vehicle through which you can invest in a wide range of UK and international investment products. A SIPP offers up to 45% tax relief* on contributions. Any investment gains that arise from your SIPP are free ** from income, dividend and capital gains tax
*HM Revenue and Customs practice and the law relating to taxation are complex and subject to individual circumstances and changes which cannot be foreseen.
**Tax concessions are not guaranteed and may change in the future. Tax free means the investor pays no tax.
Can I change my mind?
Yes, you have a legal right to cancel the establishment of your SIPP, within 30 days of when you receive our welcome pack which contains a cancellation notice. Please note that any fees incurred during the time between the establishment of the SIPP and the cancellation will be borne by you. Similarly, any losses on investments are borne by you.
Can I transfer my existing pension to a Signia Invest SIPP?
In most cases, yes. We accept transfers in from HM Revenue and Customs recognised schemes. However, defined benefit schemes (e.g. final salary schemes) generally prevent transfers to a SIPP unless you have received personal advice from an adviser who is regulated by the Financial Conduct Authority who holds the appropriate pension transfer qualifications.
If the value of your transfer is £30,000 or above, the transfer must be on a fully advised basis by a suitably-qualified pensions specialist. Please contact us if you wish to transfer your existing pension to a Signia Invest SIPP.
Please note that, although we do not charge a fee to transfer your pension into a Signia Invest SIPP, your pension provider may charge you to transfer out of their scheme.
How much money can I contribute in a year and what tax relief* will I receive on contributions?
In most cases, yes. We accept transfers in from HM Revenue and Customs recognised schemes. However, defined benefit schemes (e.g. final salary schemes) generally prevent transfers to a SIPP unless you have received personal advice from an adviser who is regulated by the Financial Conduct Authority who holds the appropriate pension transfer qualifications.
If the value of your transfer is £30,000 or above, the transfer must be on a fully advised basis by a suitably-qualified pensions specialist. Please contact us if you wish to transfer your existing pension to a Signia Invest SIPP. Please note that, although we do not charge a fee to transfer your pension into a Signia Invest SIPP, your pension provider may charge you to transfer out of their scheme.
*HM Revenue and Customs practice and the law relating to taxation are complex and subject to individual circumstances and changes which cannot be foreseen
