Open the door to a better retirement with a Self Invested Personal Pension
Choose your investment portfolio and benefit from 25% tax relief
When investing, your capital is at risk. Learn more about risk here
Open The Signia Invest Pension (SIPP) – take control of your future
- Ready made portfolios to match your appetite to risk
- Managed by our awarding winning team
Features of the Signia SIPP
A SIPP may not be right for everyone and tax rules may change in the future.
”SIPPs can be an attractive home for existing pension pots currently tied up in other schemes.
If you've worked for several employers, you're likely to have multiple pensions, and bringing them together may reduce fees and give access to better investment performance.
WhichPensions & Retirement

Why choose Signia for your Pension?
Choose the right portfolio for you
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Signia Invest enables you to tailor your choice of portfolio to match your investment goals and individual needs.
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Flex amounts between the strategies, helping you cater for your short and long term needs at the same time.
Portfolios are a collection of investments and are run by our team of leading experts.

Sovereign Portfolio
Targeted Return: 2%This strategy is suitable for investors who can accept a low to moderate level of risk and are looking for easy access to their cash, targeting an annualised return in excess of 2%
above cash*
Conservative Portfolio
Targeted Return: 3-6%The strategy is suitable for investors who can accept a low to moderate level of risk and who are seeking a combination of mainly income and some capital growth over a time horizon of at least 3 years
Balanced Portfolio
Targeted Return: 5-7%The strategy is suitable for investors who can accept a moderate level of risk and who are seeking to focus on generating income whilst also aiming to grow the capital value over a time horizon of more than 5 years
*Cash is measured by the Bank of England’s interest rate benchmark, SONIA.
Open The Signia Invest Pension (SIPP) – take control of your future
- Ready made portfolios to match your appetite to risk
- Managed by our awarding winning team
Risk Management
Most types of investment involve some form of risk. With Signia Invest our portfolios give you access to a variety of investment strategies each carrying a different risk weighting. You’ll see a time horizon attached to each risk weighting, meaning shorter term options carry less risk whilst medium and longer term slightly more.
Each of these strategies are designed to take the least amount of risk possible for your desired return and time horizon. Their value and the value of any income generated from them may fall as well as rise.
Signia Invest combine experience with expertise and fresh thinking. We are experts in risk management. Our aim is to develop and maintain trust, and that can only be achieved by meeting your expectations and delivering consistent performance.

Signia Invest SIPP FAQ
Full the full FAQ section on the Signia Invest ISA visit our dedicated FAQ page
What is a SIPP?
Can I change my mind?
Yes, you have a legal right to cancel the establishment of your SIPP, within 30 days of when you receive our welcome pack which contains a cancellation notice. Please note that any fees incurred during the time between the establishment of the SIPP and the cancellation will be borne by you. Similarly, any losses on investments are borne by you.
Can I transfer my existing pension to a Signia Invest SIPP?
In most cases, yes. We accept transfers in from HM Revenue and Customs recognised schemes. However, defined benefit schemes (e.g. final salary schemes) generally prevent transfers to a SIPP unless you have received personal advice from an adviser who is regulated by the Financial Conduct Authority who holds the appropriate pension transfer qualifications.
If the value of your transfer is £30,000 or above, the transfer must be on a fully advised basis by a suitably-qualified pensions specialist. Please contact us if you wish to transfer your existing pension to a Signia Invest SIPP.
Please note that, although we do not charge a fee to transfer your pension into a Signia Invest SIPP, your pension provider may charge you to transfer out of their scheme.
How much money can I contribute in a year and what tax relief* will I receive on contributions?
In most cases, yes. We accept transfers in from HM Revenue and Customs recognised schemes. However, defined benefit schemes (e.g. final salary schemes) generally prevent transfers to a SIPP unless you have received personal advice from an adviser who is regulated by the Financial Conduct Authority who holds the appropriate pension transfer qualifications.
If the value of your transfer is £30,000 or above, the transfer must be on a fully advised basis by a suitably-qualified pensions specialist. Please contact us if you wish to transfer your existing pension to a Signia Invest SIPP. Please note that, although we do not charge a fee to transfer your pension into a Signia Invest SIPP, your pension provider may charge you to transfer out of their scheme.