The Signia Invest
Stocks and Shares ISA

Invest up to £20,000 each year, with tax-free* returns

View Portfolios

*When investing, your capital is at risk and tax rules may change in the future. Learn more about risk

Features of the Signia Invest, Stocks and Shares ISA

 

1

Invest from £500

You can open an ISA with as little as £500. Regular Contributions can be set up from £50 per month.
2

Invest the way you want to

Whether you're new to investing or a regular investor, Signia Invest can help by offering a variety of investment strategies to suit your needs, each managed by an award-winning investment team.
3

You're in control

You control how you invest - Transfer your existing Cash and/or Stocks & Shares ISA held with other providers into the ISA, or open a new ISA.
4

Tax-Free* ISA

Money in your Stocks and Shares ISA is free from UK tax.
*Tax treatment is subject to personal circumstances
5

Cutting edge investment technology

It takes just minutes to set up your online account to invest with Signia Invest. Once your account has been opened, you can check your ISA anytime online.
6

Easy online access to your account

Signia Invest will provide information on the value of your investments, the transactions that have taken place on your account, any income received and cash withdrawn.

*A Stocks & Shares ISA may not be right for everyone and tax rules may change in the future.

Why choose Signia for your ISA?

Experience

With more than 180 years of industry experience amongst them, our team are experts in risk management, fund selection and derivative markets. Our aim is to develop and maintain trust, and that can only be achieved by meeting your expectations and delivering consistent performance.

Flexibility

To make saving easy we'll invest for you through a stocks and shares ISA, SIPP or General Investment Account set up to suit your tax preferences. If you are looking for a straightforward, low-cost way to invest and grow your money, then you don't need to look any further.

Easy Investing

We offer a choice of portfolios designed to give you one-stop access to markets. Simply select the investment strategy that suits your investment goals and attitude to risk.

Open a Signia Invest Stocks and Shares ISA

  • Ready made portfolios to match your appetite to risk
  • Managed by our awarding winning team

How much can I Invest?

Each tax year (6 April to 5 April) you are given an allowance or amount of money you can pay in to ISAs. This tax year the ISA allowance is £20,000.

Your ISAs will not close when the tax year finishes. You’ll keep your savings on a tax-free basis for as long as you keep the money in your ISA accounts.

Tax rules for ISAs tax rules may change in the future and are dependent on your individual circumstances.

Invest up to

£20,000

Or transfer unlimited amounts from current ISAs

Choose the right portfolio for you

  • Signia Invest enables you to tailor your choice of portfolio to match your investment goals and individual needs.

  • Flex amounts between the strategies, helping you cater for your short and long term needs at the same time.

Portfolios are a collection of investments and are run by our team of leading experts.

Choosing between the three Signia Invest Portfolios

Sovereign Portfolio

Targeted Return: 2%

This strategy is suitable for investors who can accept a low to moderate level of risk and are looking for easy access to their cash, targeting an annualised return in excess of 2%
above cash*

InvestCalculate Returns

Conservative Portfolio

Targeted Return: 3-6%

The strategy is suitable for investors who can accept a low to moderate level of risk and who are seeking a combination of mainly income and some capital growth over a time horizon of at least 3 years

InvestCalculate Returns

Balanced Portfolio

Targeted Return: 5-7%

The strategy is suitable for investors who can accept a moderate level of risk and who are seeking to focus on generating income whilst also aiming to grow the capital value over a time horizon of more than 5 years

InvestCalculate Returns

*Cash is measured by the Bank of England’s interest rate benchmark, SONIA.

Risk Management

Most types of investment involve some form of risk. With Signia Invest our portfolios give you access to a variety of investment strategies each carrying a different risk weighting.  You’ll see a time horizon attached to each risk weighting, meaning shorter term options carry less risk whilst medium and longer term slightly more.

Each of these strategies are designed to take the least amount of risk possible for your desired return and time horizon. Their value and the value of any income generated from them may fall as well as rise.

Signia Invest combine experience with expertise and fresh thinking. We are experts in risk management. Our aim is to develop and maintain trust, and that can only be achieved by meeting your expectations and delivering consistent performance.

For full details visit our risk page

Umbrellas hovering over street

Open a Signia Invest Stocks and Shares ISA

  • Ready made portfolios to match your appetite to risk
  • Managed by our awarding winning team

Signia ISA FAQ

Full the full FAQ section on the Signia Invest ISA visit our dedicated FAQ page

Is the ISA right for me?

If you are looking for an investment account that offers flexibility and the ability to shelter capital growth and income from tax, an ISA could be the right account for you. It involves more risk than a general savings account, however the potential for growth is greater.

As your attitude to risk and financial objectives can change you can switch the investments accordingly to reflect these.

Can the ISA be held jointly?

An ISA can only be held by a single individual. It cannot be held jointly.

Does the Signia Invest Platform offer a cash ISA?

No, the Signia Invest Platform does not offer a cash ISA.

What is the minimum investment?

Minimum Lump Sum £500

You can also choose to top up your accounts with regular contributions of as little as £50

What is the maximum investment?

Maximum Lump Sum £20000 

Subject to HMRC rules, if you are over 18 and the surviving spouse or civil partner of a deceased ISA holder who died on or after 3rd December 2014, you can pay in additional subscriptions in cash on top of the annual subscription limit up to the value of the deceased’s ISA at the date of their death, provided you have not transferred these rights to another ISA Manager.